http://www.insolvent.org.uk Thu, 30 Oct 2008 20:04:41 +0000 http://backend.userland.com/rss092 en At insolvent we have lots of different solutions to help people with their debts. We mainly advise on IVA's but we have plans for debt management, loans and can even give you free advice on becoming bankrupt if we feel that is your only option. To apply for our free advice ... http://www.insolvent.org.uk/2008/08/11/help-you-get-out-of-debt/ An Individual Voluntary Arrangement - IVA is a formal agreement between you and your creditors where you will come to an arrangement with people you owe money to, to make reduced payments towards the total amount of your debt in order to pay off a percentage of what you owe ... http://www.insolvent.org.uk/2008/01/27/hello-world/